3 Ways You Can Invest in Yourself Which Brings You More ROI Than Any Investment in Stocks

One of the many pieces of advice you get from personal finances gurus

One of the many pieces of advice you get from personal finances gurus is to invest in yourself because this will get you the most ROI (return on investment).

What I always ask myself then is: 

  • What is an investment in myself? 
  • What should I buy myself that is an investment?
  • How do I know if this is an investment in myself or a time waste?
  • Is it an investment in myself or am I just buying nice pieces?

“The best investment you can make is an investment in yourself. The more you learn, the more you’ll earn.” 

— Warren Buffett

Here are the 3 ways I’m investing in myself:

(Online) Courses

You can get as many freebies as you want but investing in an actual course is helping you improve and actually take action on the lessons learned.

There are so many courses and seminars out there. It can be overwhelming. Almost everyone on the internet has some kind of course, asset, or book on a specific topic. 

It’s crazy how much information is on the internet. Not everything is good or helpful.

There are two options I’m using to make sure I get a good course:

  • I’m following the creator before: 
    Reading his freebies and newsletter to figure out if she is offering what I need, and if she has the skills and experience.
  • I’m subscribing to online learning platforms like Skillshare:
    They have some quality management behind them, so you can trust that the courses are good and the lectures have experience
  • Find official institutes or education near you:
    Old-school evening schools, tutoring, or seminars in your town also offer great value (but those are usually more expensive).

Equipment For Your Side Hustle

Establishing more income sources next to work could be an important investment for you. You will be more independent and you can earn more. More and more people start something next to their job because relying on only one job is not secure enough anymore.

A side hustle needs investment to start and also to show your subconscious that you are actually serious about it. 

You don’t need 30,000 € to start which is probably way too risky to invest in an early stage. 

You can start small with your side hustle online:

  • Writing
  • Posting on Instagram or TikTok
  • Videos on YouTube
  • Podcasts
  • Freelancing

As you can see I’m writing online and I’ve invested in tools for:

If you are starting to do podcasts, then invest in a good microphone. If you are starting to write, then invest in a journal or writing platform. Whatever you want to do: invest in yourself and your successful future.

“The way to get started is to quit talking and begin doing.” 

— Walt Disney

Self Care

The most important part of life is yourself and your body. Without your body and your health, you cannot do anything.

Still, we are not spending much time taking care of our bodies.

Usually, everything else is more important than us.

But without taking care of yourself, you will not be able to help, take care of others or be successful.

Self-care means taking time for yourself every day to do something for yourself. You can choose what you want to do in this 1 hour or 30 minutes by yourself. 

You can get tips and ideas from others online or on Social Media but in the end, it is time for your self-care, so you decide.

What I’m doing:

  • Meditating every day
  • Skincare every day in the morning and in the evening
  • Eating healthy and diverse
  • Going for walks
  • Exercising or stretching every day

Those things help me stay calm and healthy. I’m doing all of them every day, but I’m trying to fit them at least in my morning or my evening routine.

You don’t have to change your life all at once. Start with small steps of 5 minutes per day, make it a habit, and then increase it.

Small consistent steps are more important than gigantic leaps that you give up in 1 week.

“It is so important to take time for yourself and find clarity. The most important relationship is the one you have with yourself.” 

— Diane von Fürstenberg


Those three things I mentioned will give you a high return on investment (ROI) because you are investing in yourself.

You are responsible and in charge of your decisions and what to do with the money spent. 

If you bought the online course then you actually have to go through with it!

Don’t let it rot like all the books you bought and still want to read!

Take a few minutes every day: start reading and relaxing!

“Invest in as much of yourself as you can, you are your own biggest asset by far.” 

— Warren Buffett

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(c) Karina Ahrer

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